Private Client Advisory
Ongoing Guidance for Evolving Financial Decisions.
Private Client Advisory is designed for individuals and families who want an ongoing financial planning relationship rather than a one-time plan.
The relationship brings together cash flow, investments, retirement, taxes, insurance, education funding, and estate planning, so financial decisions can be evaluated within a broader financial picture.
Private Client Advisor starts at $95 per month
As clients deepen their relationship with ClearVue through investment management, the separate Private Client Advisory fee gradually decreases based on assets under management.
What’s Included
Private Client Advisory may include:
Ongoing financial plan development and updates
Up to four formal planning meetings during the first year
Up to two formal planning reviews per year thereafter
Access for financial questions that arise between meetings
Retirement and Social Security planning
Cash-flow and debt guidance
Education planning
Insurance and risk-management reviews
Tax planning and annual individual income-tax preparation*
Estate and legacy planning coordination
Review of employer retirement plans and other investments held outside ClearVue
Guidance as financial priorities and life circumstances change
Planning services for dependent children through age 24**
The goal is not simply to produce a financial plan but to provide an ongoing resource for decisions that arise over time.
Private Advisory Pricing
Private Client Advisory is available whether or not ClearVue manages your investments directly.
| Assets Managed by ClearVue | Private Client Advisory Fee |
|---|---|
| $0–$99,999 | $95/month |
| $100,000–$249,999 | $75/month |
| $250,000–$499,999 | $50/month |
| $500,000+ | Included |
For clients with assets managed by ClearVue, investment management is billed at a discounted annual rate of 0.55%.
Investment Management
Private Client Advisory clients are not required to transfer their investments to ClearVue.
Employer-sponsored retirement plans, brokerage accounts, and other investments may still be reviewed as part of the planning relationship.
Private Client Advisory clients who choose to have their assets professionally managed by ClearVue receive a preferred investment-management rate of 0.55% annually, compared with the firm's standard 0.80% rate.
As the assets managed by ClearVue increase, the separate Private Client Advisory fee decreases and is ultimately included for relationships with $500,000 or more in assets.
Why an ongoing planning relationship?
Financial planning rarely ends once the initial recommendations are delivered.
Income changes. Children grow. Careers evolve. Markets fluctuate. Tax laws change. Retirement approaches. New financial priorities emerge.
Private Client Advisory provides a framework for revisiting those decisions as circumstances change, rather than starting over every time a new financial question arises.
Private Client Advisory may be appropriate for those who:
Have several financial priorities that need to be coordinated
Want an adviser available as important financial questions arise
Prefer ongoing planning reviews rather than one-time transactions
Want tax considerations incorporated into broader financial decisions
Maintain retirement or investment accounts that require ongoing review
A Focused Client Experience
ClearVue intentionally maintains a focused client base so each relationship receives meaningful attention.
Introductory conversations are informational and designed to determine whether your financial needs and expectations align with ClearVue's approach.