Investing with ClearVue
Strategy Behind Your Portfolio
At ClearVue Financial, we build and manage portfolios tailored to your financial objectives, investment time horizon, and risk tolerance.
Our approach combines disciplined research, thoughtful asset allocation, and ongoing portfolio oversight to help you pursue long-term growth while managing investment risk.
Whether you're building wealth, approaching retirement, or investing for income, we provide professional investment management tailored to your individual circumstances.
Investment Philosophy
We believe successful investing begins with an appropriate strategy, not a prediction of where markets will go next. Our investment philosophy emphasizes diversification, risk-adjusted performance, cost efficiency, and a disciplined approach to portfolio management.
We combine passive investments in markets where broad, low-cost exposure is appropriate with carefully selected active strategies in areas where specialized management may add value. Every investment is evaluated for its role in the broader portfolio, with attention to risk, diversification, expenses, and tax considerations.
What Professional Management Includes
Strategic Portfolio Construction
Developing an investment allocation aligned with your objectives, time horizon, liquidity needs, and ability and willingness to assume risk.
Investment Research & Selection
Evaluating funds, ETFs, and active strategies based on investment objectives, underlying exposures, management approach, costs, and their contribution to the overall portfolio.
Ongoing Monitoring & Risk Management
Reviewing portfolio positioning, investment performance, and risk, with rebalancing as appropriate to maintain alignment with your investment strategy.
Tax-Aware Investment Decisions
When applicable, considering investment location, portfolio turnover, realized gains, and other tax implications to help improve investment efficiency.
Not every market requires the same investment strategy. In relatively efficient markets, we generally favor diversified, low-cost passive investments. In more specialized or less efficient markets, we may incorporate actively managed strategies when their investment approach, risk profile, and costs support their inclusion.
Understanding Investment Management Costs
Investment management fees vary across advisory firms based on services provided, account size, and investment approach, with the industry median advisory fee around 1% annually, excluding underlying fund expenses.
When comparing costs, it's important to consider both advisory fees and investment expenses. ClearVue's annual management fee is 0.80%, reduced to 0.55% for Private Client Advisory clients, with transparent pricing and ongoing professional portfolio oversight.
ClearVue's Standalone AUM Fee
Annually, based on assets managed
Professional portfolio construction, investment selection, ongoing monitoring, and rebalancing without an ongoing financial planning relationship.
Private Client Advisory AUM Fee
Annually, based on assets managed
Reduced investment management rate for clients who also maintain an ongoing Private Client Advisory relationship.
We Work With Long-Term Investors
Our investment management services are designed for individuals and families who value a disciplined, long-term approach to investing. We emphasize thoughtful decision-making over market timing, diversification over unnecessary concentration, and consistent oversight over speculative trading.
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We generally avoid market timing and short-term trading. Our fiduciary approach prioritizes disciplined, long-term investment decisions aligned with each client’s broader financial plan.
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Day trading and speculative strategies emphasize frequent trading and short-term outcomes, which may not align with long-term financial objectives. As fiduciaries, we focus on disciplined investing that supports sustainable, long-term planning.
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We do not receive commissions, promote proprietary products, or accept third-party referral compensation. This approach helps minimize conflicts of interest and supports advice that remains focused on the client’s best interests.
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We do not utilize performance-based compensation arrangements. This helps ensure investment decisions remain aligned with client objectives rather than incentives tied to short-term performance.
Open Investment Account with ClearVue
Introductory conversations are informational and focused on mutual fit.